joy holzgartner

Joy joined AP Bond in 2023 bringing with her more than 17 years of diverse experience in the benefits industry. She is well-rounded in employee benefits with expert knowledge in the areas of self-insured ancillary lines and leave management. As an Account Manager, Joy identifies client needs and provides education on how benefits work for both the employer and the employee. In her free time, Joy appreciates spending time outdoors with her family gardening, camping, fishing, hunting and riding ATVs.