greater rochester chamber of commerce

Medical Spread

Below is a medical spread of all plans offered to Greater Rochester Chamber of Commerce and Better Business Bureau employees for the year of 2023.

Please be aware, due to changes in NY State's Actuarial Value Calculator, many plans have seen changes to benefits while the name remains the same. Plan changes from 2022 to 2023 are hightlighted in Blue on the spreadsheet.

If you are not making any changes to any of your benefit plans, the only thing you need to complete is an AGIF for your Excellus Medical.

If we do not hear from you we will assume no changes to your plan offerings.

*Strict state eligibility guidelines apply to Healthy NY plan offerings https://www.health.ny.gov/publications/0548/healthy_new_york.htm

Excellus BlueCross BlueShield

All rates shown reflect a monthly premium. Bond Benefits Consulting will bill chamber members quarterly and will bill Better Business Bureau members monthly. Excellus will bill our individual members monthly.

For more information on billing, click here.

Please keep in mind that the Affordable Care Act mandates that with a pediatric dental plan that fulfills the mandate, you can purchase your medical plan without the pediatric rider. All plans include dependent coverage to 26.  Individuals can purchase a rider to cover dependents to age 30. The below Excellus files include links to the detailed medical summaries. The medical summary is a detailed benefit summary including each plan's 4-tier rates. SBCs for each plan can be found under the compliance tab, or by clicking here. Prices shown in the first two sections include the pediatric dental rider.  If you have a stand-alone dental plan that fulfills the pediatric dental mandate, you can waive the pediatric rider from your medical plan.

For more information and plan pricing without the pediatric rider, please contact your Bond account team.

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Excellus Medical Summaries

With Pediatric Dental

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Excellus Medical Summaries

*Without Pediatric Dental

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Additional Excellus Documents

Due to various state and federal laws and regulations, Excellus is required to obtain information about your group on an annual basis. Please fill out the form and submit to your Bond account team.

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MVP Healthcare

Summaries/Pricing

Below are rates and summaries for all offered MVP medical plans. Please keep in mind that the Affordable Care Act mandates that pediatric dental is required for subscribers who have dependents under the age of 19. All MVP plans include pediatric dental. 

All MVP plans also include dependent coverage to age 26. If you would like to purchase the dependent to age 30 rider, please contact your account team for pricing.

SBCs for each plan can be found under the compliance tab, or by clicking here.

If you are enrolling in a MVP Medicare Gold plan, please see the Medicare section at the bottom of this page.

***Please note that these medical plans are for group coverage only. If you are on an individual MVP medical plan, MVP will be sending you change forms that you would submit back to Bond for processing. If you need assistance or additional information on individual coverage please email us directly.

MVP Medical Summaries

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Additional MVP Documents

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MVP Medicare Plan Information

Greater Rochester Chamber of Commerce Medicare Plans

Medicare Gold HMO - DOES have donut hole (only mandated coverage in the gap)

$275.48

Medicare Gold HMO - Copay coverage through the gap

$292.64 per month

Medicare USA Care (Replacing GoldAnywhere PPO)

$368.70 per month

Better Business Bureau Medicare Plans

Medicare Gold HMO - DOES have donut hole (only mandated coverage in the gap)

$275.48

Medicare USA Care PPO (replacing gold anywhere)

$368.70