Healthcare reform is a big change - for you and your employees. It's also quite complex, making it difficult to fully understand how it will impact your business and what you need to do to be compliant. That's why we're here to help you through it, by answering your questions and providing plan options that meet all of the requirements of the Affordable Care Act. Plan options include:
Platinum - Copay plans with lower out-of-pocket costs
Gold & Silver - Hybrid plans that have copays and coinsurance cost sharing
Gold, Silver & Bronze - High Deductible Health Plans featuring low cost options
There are also new ways to purchase your health insurance:
1. Purchase plans on the NY State of Health Small Business Health Options Program (SHOP) Marketplace - if you choose to purchase coverage here, you'll have limited plan options to choose from but you could be eligible to apply for a small business tax credit. To see if you are eligible for the Small Business Health Options Program or qualify for the Small Business Tax Credit, visit our SHOP page for further information.
2. Purchasing direct through the insurance carrier will provide you with the most product options. Here at Bond, we are certified to sell NYSOH Individual and SHOP products but we are also dialed in directly with all of the insurance carriers and can implement plans outside of NYSOH.
For a full list of our carriers, visit our Industry Links Page.